American Express and Citibank Credit Cards (absence of grace period)
Class action description
Cancellation and restitution of credit charges and punitive damages (no 21 days grace period).
Group description
AMERICAN EXPRESS Any consumer holder of a an American Express card who have paid, since July 18, 2000, credit charges without the benefit of a 21 day grace period in which to pay their monthly instalments, as set out in the Consumer Protection Act CITIBANK Any consumer holder of a credit card from RBC, MBNA Canada or Citibank Canada and, since August 2nd , 2000, have paid credit charges without the benefit of a 21 day grace period in which to pay their monthly instalments, as prescribed in the Consumer Protection Act
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Chronology
AMERICAN EXPRESS – July 18th 2003: Filing of the motion to institute the class action – November 1st 2006: Judgment granting the motion to institute the class action – December 7th 2006: Filing of the motion to institute proceedings – May 1st 2008: Filing of the motion to institute proceedings with particulars – February 15th 2010: Filing of the Defence – April 9th 2010: Filing of the Amended Defence CITIBANK – December 20th 2006: Filing of the motion to institute the class action – October 25th 2007: Judgment granting the motion to institute the class action – December 7th 2007: Filing of the motion to institute proceedings – May 30th 2008: Filing of the motion to institute proceedings with particulars – February 15th 2010: Filing of the Defences
