MBNA Canada and RBC Credit Cards

500-06-000375-069 Any consumer holder of a credit card from RBC, MBNA Canada or Citibank Canada and, since August 2nd , 2000, have paid credit charges without the benefit of a 21 day grace period in which to pay their monthly instalments, as prescribed in the Consumer Protection Act 500-06-000373-064 Any consumer holder of a credit card from with Banque Amex du Canada, or Canadian Imperial Bank of Commerce, Royal Bank of Canada, National bank of Canada, Bank of Nova-Scotia, Banque Laurentienne du Canada, Banque Le choix du Président, Toronto Dominion Bank, Bank of Montreal, Citibank Canada, Fédération des Caisses Desjardins du Québec and MBNA Canada, who have since October 4th, 2001, paid fees for cash advances for transactions in Canada and abroad. 500-06-000372-066 Any consumer holder of a credit card from the Royal Bank of Canada, National Bank of Canada, Canadian Imperial Bank of Commerce, Citibank of Canada or MBNA Canada, who since January 12th, 2001, without expressly having asked for it, have been granted an increase of the amount of the credit extended to them, and who have since then used their increased variable credit ; and Any consumer holder of a credit card from the Bank of Montreal, the Royal Bank of Canada, the Canadian Imperial Bank of Commerce, MBNA of Canada, Amex Bank of Canada or Scotia Bank and who have paid, since January 12th, 2001, for over-the-limit fees

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